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Insurance: Beware Of Universal Life
By Jeffrey
Has a life insurance agent suggested that you buy 'permanent' insurance such as Whole Life, Universal Life or Variable Universal Life? The reasons they give seem so compelling, but are they in your read more...

 

Interest rates, now and future
Variable vs read more...

 

FICO, What is That?
One very important element in your overall credit worthiness package is your FICO score. But what exactly is that and how does it affect your debt management choices?FICO is an acronym read more...

Front page arrowTaxes arrowTax Deduction
To develop common sense about personal finance and money you need information

Below, you'll find extensive information on leading tax deduction articles and products to help you on your way to success.


Tax deductions

There are standard deductions anyone can take. Others need a tax specialist to understand them.


Play Clean With Wash Sale Rule
You can still book some losses for this year, but be careful not to get them disallowed by the wash sale rule.

Big IRA Change: Minimum Distributions On Hold
Congress suspends required minimum distributions for next year, and some relief for this year is still possible.

Additional resources

Taking risk
Find your risk read more...

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Personal finance resources
A list of blogs, web sites, newsletters, magazines and books to explore further the topic of personal read more...


Stop home foreclosure-Steps to stop home foreclosures
Must read advice on stopping home foreclosures

A simple guide to car donation and the inherent tax relief benefits
All questions answered on car donation and the tax relief benefits for car donations


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Word To the Wise

Personal finance is the application of the principles of financial economics to an individual's (or a family's) financial decisions. It asks, "How much money will you need at various points in the future?" and "How do you go about getting that money?". It deals with questions like: * What is my annual income?* How can I increase my income?* What are my annual expenses?* How can I reduce my expenses?* How do I best budget my available income each year?* How much money can I save each year? ...