Pay The Right Amount

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Create an emergency fund
Accidents and unexpected expenses can wreck the most careful budget. Life happens. Be read more...

 

Pension plas
Most companies have some sort of pension plan and you should lear about it.In the unlikely even you company did not have a pension plan for employees or if you work freelance, ou should read more...

 

Pay the right amount
If you can choose the level of retention for tax purpose, why overpay? Many consider tax return as a boon but, actually, the money was always yours and it was better sitting down into your savings read more...

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Pay only the right amount

If you can choose the level of retention for tax purposes, why overpay? Many consider tax return as a boon but, actually, the money was always yours and it was better sitting down into your savings account than earning interest for somenone else.

Play Clean With Wash Sale Rule
You can still book some losses for this year, but be careful not to get them disallowed by the wash sale rule.

Big IRA Change: Minimum Distributions On Hold
Congress suspends required minimum distributions for next year, and some relief for this year is still possible.

Additional resources

Individual Voluntary Agreements – IVA
In the UK there's a formal name, IVA, for the agreement between a debtor and a creditor to alter debt terms. The U.S. may not employ the name, but the idea is essentially the same. It's a method read more...

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No credit loans
Having a poor credit history is never an advantage. Fortunately for students and their parents, though, there are a number of loan and aid packages that don't look at credit status at all. Several read more...

Data Cleansing for Data Warehousing
How important is Extract, Transform, Load (ETL) to data Warehousing?

Introduction to OLAP
Slice, Dice and Drill!

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Word To the Wise

Personal finance is the application of the principles of financial economics to an individual's (or a family's) financial decisions. It asks, "How much money will you need at various points in the future?" and "How do you go about getting that money?". It deals with questions like: * What is my annual income?* How can I increase my income?* What are my annual expenses?* How can I reduce my expenses?* How do I best budget my available income each year?* How much money can I save each year? ...