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IRA is short for Individual Retirement Accounts
Debt is closely tied to savings - the more you do the first, the less you have left over for the latter. Conversely, the more savings you have, the less you (usually) need or want to borrow. Since read more...

 

Do your own taxes
Do your own taxes, at least once, to understand what it read more...

 

The William D Ford Direct Loan Program
The Direct loan program began about 15 years ago and, in true American fashion, was designed to cut out the middle man. Instead of having banks, credit unions and other private businesses lend read more...

Front Page arrowPersonal Finance arrowMaking Your Money Work
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Making your money work

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Careful with investment tips
Be careful with investment tips, some sourcess are careless or plain read more...

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Stock exchange
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Stop home foreclosure-Steps to stop home foreclosures
Must read advice on stopping home foreclosures

A simple guide to car donation and the inherent tax relief benefits
All questions answered on car donation and the tax relief benefits for car donations


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Personal finance is the application of the principles of financial economics to an individual's (or a family's) financial decisions. It asks, "How much money will you need at various points in the future?" and "How do you go about getting that money?". It deals with questions like: * What is my annual income?* How can I increase my income?* What are my annual expenses?* How can I reduce my expenses?* How do I best budget my available income each year?* How much money can I save each year? ...