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Mortgage loan

Basic concepts about mortgage loans.

When should you take a mortgage? What type of mortgage? Variable or fixed interest rate?

Early tax planning can save you money
Changes in tax rules open the door to moves that may reduce your tax bill.



US Treasury and the Fed: too close for comfort?
Some economists have reservations about recent moves to rescue the economy.



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PLUS student loans
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Gap Insurance Can Be Purchased Anywhere, Not Just At Your Car Dealer
By Ajeet
Purchasing a car is such a complex job. Besides having to decide upon a vehicle and arrange for financing, you need to scour the car dealing markets for a great car dealer and get insurance on the read more...


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Word To the Wise

Personal finance is the application of the principles of financial economics to an individual's (or a family's) financial decisions. It asks, "How much money will you need at various points in the future?" and "How do you go about getting that money?". It deals with questions like: * What is my annual income?* How can I increase my income?* What are my annual expenses?* How can I reduce my expenses?* How do I best budget my available income each year?* How much money can I save each year? ...